There are several different “lazy portfolios” you can employ if you like the set-it-and-forget-it portfolio concept. One of the less common – and less understood – versions is the 7Twelve Portfolio. It is one of the more complicated lazy…

ProjectionLab is a financial simulator that will help you work out the mechanics of financial planning. It enables you to enter your current financial profile and future projections, then determine when you’ll reach your goals. But it does more…

Series I Savings Bonds rates fell from historic levels this month. The Labor Department released Consumer Price Index (CPI-U) data last month that showed prices rising by 8.2% for the 12 months ending Marcy 2022 and 2.34% over the…

There are a lot of good reasons to hold cash. An emergency fund is a must. Then there’s saving for a home or vacation. Whatever the reason, the big question is where are the best short-term investments to park…

Saving and investing money is a lot like eating broccoli. We know we should do it, but it’s not so easy. One easy way to save money is with an automatic savings app. To help you get started, here…

Quicken was once the go-to budgeting tool. I used it when it was first released in the 1980s. Today, it’s been eclipsed by apps that enable you to manage every aspect of your finances, often for free. Here are…