“Truly invaluable advice, plus a well written and interesting read.” —Margaret
“This book is a must-have for anyone, regardless of age, to understand how to grow and protect our money over the course of our lives.” — Adrienne
“I love Rob and his podcast. This is a great book, especially for a young person who wants to make the right financial decisions.” —Matt and Rachel
Here's the latest from the YouTube channel:
Latest Articles
3 Ways Early Retirees Can Tap Retirement Accounts Without a 10% Penalty
Summary: In most cases, distributions from a 401k, IRA or other retirement account before the account owner reaches the age of 59.5 are subject to a 10% penalty. There are, however, a number of exceptions. Some of the exceptions…
Fidelity ZERO Funds–Are They Worth the Cost?
Fidelity launched its ZERO index funds in 2018 to much fanfare. As their names suggest, these funds carry no expense ratios, a first in the industry. As great as a “free” mutual fund may sound, however, many wonder whether…
The 60/40 Portfolio for Retirees–Good, Bad or Ugly?
The 60/40 portfolio has powered retirements for decades. With 60% stocks and 40% bonds, this balanced fund offers equity-fueled growth and fixed income stability. Today, however, many are calling into question the sustainability of the 60/40 portfolio. Some even…
How Much Cash Should Retirees Keep On Hand?
Moving from a regular paycheck to living off of your nest egg is not an easy transition. At least it hasn't been for me. One of the many decisions retirees must make is how much cash should they have…
How Investment Fees Affect Wealth
It costs money to invest. We pay all types of fees, some obvious, some not so obvious. In this article I'm going to walk through the most common investing fees you are likely to encounter. Then we'll examine just…
Empower Review and User's Guide (Update for 2023)
Empower is a financial tool that enables you to manage 100% of your finances from a single dashboard. Previously called Personal Capital, I've used the app for years. In this Empower review and user's guide, I'll walk through all…