Who doesn’t love Amazon? It’s fast, convenient, and a one-stop shop for anything from vitamins to vacuums. But, it can also get messy. Especially when it’s time to sit down with your budget and figure out where all your money went. Take our household, for example, when a $27.13 charge shows up on the credit…
ProjectionLab just released several updates to its financial planning software. Its new partner life expectancy milestone makes it easy to model one partner outliving the other. While not something one likes to dwell on, the death of a spouse has significant implications for the surviving spouse and their retirement plan. The new feature makes it…
Like many other businesses, investment brokers sometimes offer bonuses to encourage investors to sign up with their services. Not all brokers offer a sign-up bonus, but a surprising number do. In this article, we’ll look at the 10 best investment broker bonus offers available in 2025. Be aware that each of these bonus offers has…
Morningstar recently released its annual report on the state of retirement income. It’s the fourth such annual report. In each, Morningstar uses assumptions about future market returns and inflation to estimate the safe withdrawal rate (SWR). In this year’s report, Morningstar estimates that the SWR is 3.7%. This means that one could spend 3.7% of…
When it comes to saving for retirement, there are four account types to consider: The different account types raise an important question about saving for retirement–Does the order in which we fund these accounts matter? In many cases, it does. In this article, we’ll walk through an optimal order of funding retirement accounts. We’ll also…
The cost of financial advice and how that cost is calculated are hotly debated topics among financial professionals and the clients they serve. The most common fee structure is based on Assets Under Management (AUM). An advisor charges a client an annual fee equal to a percentage of the amount of investments they manage for…