Moving from a regular paycheck to living off of your nest egg is not an easy transition. At least it hasn’t been for me. One of the many decisions retirees must make is how much cash should they have in the bank. For some it’s a question of budgeting. They keep enough to pay the…
It costs money to invest. We pay all types of fees, some obvious, some not so obvious. In this article I’m going to walk through the most common investing fees you are likely to encounter. Then we’ll examine just how destructive a seemingly small amount of fees can be to your wealth and retirement. Do…
Empower is a financial tool that enables you to manage 100% of your finances from a single dashboard. Previously called Personal Capital, I’ve used the app for years. In this Empower review and user’s guide, I’ll walk through all of its features and how to leverage them to help you make the most of your…
Opening an IRA account is an important step towards saving for retirement. The best IRA accounts have low fees, a wide array of investment options and tools that make investing easy. Summary of Best IRA Accounts Betterment Best Robo for hands-off investors I met the founder of Betterment, Jon Stein, about 10 years ago. Since…
Keeping tabs on your investments can be a headache. That’s particularly true, if like me, you have a number of different accounts. While my favorite investment tracking app is Empower (previously called Personal Capital), another tool I use is a free investment tracking spreadsheet. I’m going to walk through the spreadsheet in this article and…
Tiller Money enables you to manage your financial life in spreadsheets that are automatically updated every day. The tools make it easy to create budgets, track net worth, and even manage your Investments. We’ll take a deep dive into the tool in this 2022 Tiller Money review and user guide. I met the Tiller Money…