onTrajectory

OnTrajectory offers a variety of tools for both individual users and financial professionals to help with financial planning and tracking. Here are some of the key tools and features provided by OnTrajectory:

For Individual Users:

• Goals-Based Planning: Easy-to-use tools for setting and achieving financial goals.
• Cash Flow Planning: More complex tools for detailed cash flow management, suitable for users with a more complicated financial structure.
• Monte Carlo and Historical Analysis: Features that assess the probability of financial success under various scenarios.
• Hypothetical Scenarios: Ability to create and track different financial scenarios to see their long-term impact.
• Graphs and Visualizations: Easy-to-read graphs that track whether you’re on track with your goals and aspirations.
• Interactive Tutorials: Tutorials to help users understand how to use the software effectively.
• Financial Guide: Access to Penny, an AI financial guide, for basic guidance.
• Collaboration with Financial Professionals: Option to start conversations with financial experts for personalized advice.

For Financial Professionals:

• ProPortal: A suite of tools for financial advisors to collaborate with clients and model financial plans.
• Real-Time Updating Charts: Tools that provide immediate visual feedback on financial planning adjustments.
• Custom Branding: Ability to add professional branding to PDF reports.
• Income, Expenses, and Accounts Tools: Detailed tools for modeling various financial aspects for clients.
• Automatic Checks & Adjustments: Features that enforce rules such as Required Minimum Distributions (RMDs) and warn about potential issues like Early Withdrawal Penalties.

General Features:

• Scenario Simulations: Allows users to simulate various financial scenarios and their outcomes.
• Investment and Expense Tracking: Tools to track investments and expenses over time.
• Retirement Success Rate Calculations: Calculations to determine the likelihood of a successful retirement based on current financial trajectory.
• Unlimited Data Scenarios: No limitations on the number of scenarios that can be tracked and analyzed

These tools are designed to help users and financial professionals track finances, plan for the future, and make informed decisions about their financial trajectory without directly managing their finances for them.